Kamus Inggris Australia

Indeks A–Z

• ACCC

  noun

  Komisi Persaingan dan Konsumen Australia

  The Australian Competition and Consumer Commission, the national consumer protection and competition regulator.

  The ACCC warned shoppers about fake discount claims.ACCC memperingatkan pembeli soal klaim diskon palsu.

• AFCA

  noun

  Otoritas Pengaduan Keuangan Australia

  The Australian Financial Complaints Authority, a free service for disputes with banks, insurers and super funds.

  She took her insurance dispute to AFCA.Dia membawa sengketa asuransinya ke AFCA.

• Austudy

  noun

  tunjangan pelajar usia 25+

  A Centrelink payment for eligible full-time students aged 25 and over.

  He applied for Austudy when he went back to study.Dia mengajukan Austudy saat kembali kuliah.

• bank statement

  noun

  rekening koran

  A record from your bank showing money paid in and out of your account.

  The landlord asked for three months of bank statements.Pemilik sewa meminta rekening koran tiga bulan.

• BPAY

  noun

  BPAY (sistem bayar tagihan)

  A system for paying bills through online banking using a biller code and reference number.

  Pay the electricity bill with BPAY.Bayar tagihan listrik dengan BPAY.

• BSB

  noun

  kode bank dan cabang (BSB)

  A six-digit number that identifies an Australian bank and branch, used with an account number for transfers.

  Enter the BSB and account number to receive your pay.Masukkan BSB dan nomor rekening untuk menerima gaji.

• buy now pay later

  noun

  beli sekarang bayar nanti

  A service that lets you get goods now and pay in instalments, often without interest if paid on time.

  Late fees on buy now pay later plans can add up.Denda keterlambatan beli sekarang bayar nanti bisa menumpuk.

• card surcharge

  noun

  biaya tambahan kartu

  An extra fee some businesses add when you pay by card.

  The taxi added a card surcharge to the fare.Taksi menambahkan biaya kartu ke tarif.

• change of mind

  noun

  berubah pikiran

  Returning an item simply because you no longer want it, which shops do not have to accept.

  Many stores don't give refunds for change of mind.Banyak toko tidak memberi pengembalian uang karena berubah pikiran.

• consumer guarantee

  noun

  jaminan konsumen

  Rights under Australian Consumer Law that products and services must meet, such as being safe and fit for purpose.

  A faulty fridge is covered by the consumer guarantee.Kulkas yang rusak dilindungi jaminan konsumen.

• credit score

  noun

  skor kredit

  A number showing how reliable you are at repaying debts, used by lenders.

  Paying bills on time can improve your credit score.Membayar tagihan tepat waktu bisa menaikkan skor kredit.

• direct debit

  noun

  debit langsung otomatis

  An arrangement that lets a company take regular payments from your bank account.

  My gym fees are paid by direct debit every fortnight.Biaya gym-ku dibayar dengan debit langsung setiap dua minggu.

• dishonour fee

  noun

  biaya penolakan pembayaran

  A fee charged when a payment fails because there is not enough money in the account.

  The direct debit failed and I was charged a dishonour fee.Debit langsung gagal dan aku dikenai biaya penolakan.

• EFTPOS

  noun

  pembayaran kartu (mesin EFTPOS)

  The system for paying by card in shops; also the card machine itself.

  The café only takes EFTPOS, not cash.Kafe itu hanya menerima kartu, bukan tunai.

• extended warranty

  noun

  garansi tambahan

  Extra warranty cover you can buy, which may overlap with your free consumer guarantee rights.

  Think carefully before paying for an extended warranty.Pikirkan baik-baik sebelum membeli garansi tambahan.

• Family Tax Benefit

  noun

  tunjangan keluarga

  A Centrelink payment that helps eligible families with the cost of raising children.

  They applied for Family Tax Benefit after the birth.Mereka mengajukan tunjangan keluarga setelah kelahiran.

• fringe benefits tax

  noun

  pajak tunjangan tambahan

  An Australian tax on certain non-cash employee benefits.

  The accountant explained fringe benefits tax.Akuntan menjelaskan pajak tunjangan tambahan.

• insurance excess

  noun

  biaya risiko sendiri

  The amount you pay yourself when you make an insurance claim.

  The insurance excess on my policy is $800.Biaya risiko sendiri di polisku 800 dolar.

• lay-by

  noun

  cicilan titip barang

  Paying for an item in instalments while the shop holds it until it is fully paid.

  She put the pram on lay-by.Dia membeli kereta bayi dengan cicilan titip.

• negative gearing

  noun

  negative gearing (pengurangan pajak rugi investasi)

  A situation where deductible investment costs exceed investment income, potentially affecting tax outcomes.

  Negative gearing is often discussed in property investing.Negative gearing sering dibahas dalam investasi properti.

• overdraft

  noun

  cerukan (overdraft)

  An arrangement that lets you spend more money than you have in your account, usually with fees.

  Check the fees before using an overdraft.Periksa biayanya sebelum memakai cerukan.

• Parenting Payment

  noun

  tunjangan pengasuhan

  A Centrelink income support payment for the main carer of a young child.

  She received Parenting Payment while caring for her toddler.Dia menerima tunjangan pengasuhan saat merawat balitanya.

• PayID

  noun

  PayID (ID pembayaran berbasis nomor HP/email)

  A simple identifier such as a phone number or email linked to a bank account so people can pay you quickly.

  You can pay me by PayID using my mobile number.Kamu bisa bayar aku lewat PayID dengan nomor HP-ku.

• price match

  noun

  penyesuaian harga

  When a store agrees to sell an item for the same price as a competitor.

  Ask whether the shop does a price match.Tanyakan apakah toko itu menyesuaikan harga.

• product recall

  noun

  penarikan produk

  When a business asks customers to return an unsafe product.

  Check the product recall list for baby products.Periksa daftar penarikan produk untuk barang bayi.