A–Z 索引
お金・金融
34 件ACCC
noun豪州競争・消費者委員会
The Australian Competition and Consumer Commission, the national consumer protection and competition regulator.
The ACCC warned shoppers about fake discount claims.
ACCCは偽の値引き表示について買い物客に警告した。AFCA
nounオーストラリア金融苦情機関
The Australian Financial Complaints Authority, a free service for disputes with banks, insurers and super funds.
She took her insurance dispute to AFCA.
彼女は保険の紛争をAFCAに持ち込んだ。Austudy
noun25歳以上の学生手当
A Centrelink payment for eligible full-time students aged 25 and over.
He applied for Austudy when he went back to study.
彼は学び直しを始めたときAustudyを申請した。bank statement
noun銀行取引明細書
A record from your bank showing money paid in and out of your account.
The landlord asked for three months of bank statements.
家主は3か月分の取引明細を求めた。BPAY
nounBPAY（請求書支払いシステム）
A system for paying bills through online banking using a biller code and reference number.
Pay the electricity bill with BPAY.
電気代はBPAYで払って。BSB
nounBSB（銀行・支店番号）
A six-digit number that identifies an Australian bank and branch, used with an account number for transfers.
Enter the BSB and account number to receive your pay.
給与を受け取るにはBSBと口座番号を入力して。
後払い決済（BNPL）
A service that lets you get goods now and pay in instalments, often without interest if paid on time.
Late fees on buy now pay later plans can add up.
後払い決済の延滞料はかさむことがある。card surcharge
nounカード手数料
An extra fee some businesses add when you pay by card.
The taxi added a card surcharge to the fare.
タクシーは運賃にカード手数料を上乗せした。change of mind
noun気が変わった（返品）
Returning an item simply because you no longer want it, which shops do not have to accept.
Many stores don't give refunds for change of mind.
多くの店は気が変わっただけでは返金しない。消費者保証
Rights under Australian Consumer Law that products and services must meet, such as being safe and fit for purpose.
A faulty fridge is covered by the consumer guarantee.
故障した冷蔵庫は消費者保証の対象だ。credit score
noun信用スコア
A number showing how reliable you are at repaying debts, used by lenders.
Paying bills on time can improve your credit score.
期日通りに支払うと信用スコアが上がることがある。direct debit
noun口座振替、自動引き落とし
An arrangement that lets a company take regular payments from your bank account.
My gym fees are paid by direct debit every fortnight.
ジムの会費は2週間ごとに口座振替で払っている。dishonour fee
noun引き落とし不能手数料
A fee charged when a payment fails because there is not enough money in the account.
The direct debit failed and I was charged a dishonour fee.
引き落としができず、手数料を取られた。EFTPOS
nounカード決済（EFTPOS端末）
The system for paying by card in shops; also the card machine itself.
The café only takes EFTPOS, not cash.
そのカフェはカード払いだけで、現金は使えない。延長保証
Extra warranty cover you can buy, which may overlap with your free consumer guarantee rights.
Think carefully before paying for an extended warranty.
延長保証にお金を払う前によく考えて。家族税給付（児童手当）
A Centrelink payment that helps eligible families with the cost of raising children.
They applied for Family Tax Benefit after the birth.
彼らは出産後に家族税給付を申請した。
フリンジベネフィット税
An Australian tax on certain non-cash employee benefits.
The accountant explained fringe benefits tax.
会計士がフリンジベネフィット税を説明した。insurance excess
noun保険の免責金額
The amount you pay yourself when you make an insurance claim.
The insurance excess on my policy is $800.
私の保険の免責金額は800ドルだ。lay-by
noun分割取り置き購入
Paying for an item in instalments while the shop holds it until it is fully paid.
She put the pram on lay-by.
彼女はベビーカーを分割取り置きにした。negative gearing
nounネガティブ・ギアリング（投資損失の損益通算）
A situation where deductible investment costs exceed investment income, potentially affecting tax outcomes.
Negative gearing is often discussed in property investing.
ネガティブ・ギアリングは不動産投資でよく話題になる。overdraft
noun当座貸越
An arrangement that lets you spend more money than you have in your account, usually with fees.
Check the fees before using an overdraft.
当座貸越を使う前に手数料を確認して。育児手当
A Centrelink income support payment for the main carer of a young child.
She received Parenting Payment while caring for her toddler.
彼女は幼い子の世話をする間、育児手当を受け取った。PayID
nounPayID（電話番号などで送金できるID）
A simple identifier such as a phone number or email linked to a bank account so people can pay you quickly.
You can pay me by PayID using my mobile number.
私の携帯番号でPayID送金できるよ。price match
noun価格合わせ
When a store agrees to sell an item for the same price as a competitor.
Ask whether the shop does a price match.
その店が価格合わせをしてくれるか聞いて。product recall
noun製品リコール
When a business asks customers to return an unsafe product.
Check the product recall list for baby products.
ベビー用品のリコール一覧を確認して。