A–Z 색인
금융
34개 항목ACCC
noun호주 경쟁소비자위원회 (ACCC)
The Australian Competition and Consumer Commission, the national consumer protection and competition regulator.
The ACCC warned shoppers about fake discount claims.
ACCC는 가짜 할인 광고에 대해 소비자들에게 경고했다.AFCA
noun금융 분쟁 조정 기관 (AFCA)
The Australian Financial Complaints Authority, a free service for disputes with banks, insurers and super funds.
She took her insurance dispute to AFCA.
그녀는 보험 분쟁을 AFCA에 제기했다.Austudy
noun25세 이상 학생 수당 (Austudy)
A Centrelink payment for eligible full-time students aged 25 and over.
He applied for Austudy when he went back to study.
그는 다시 공부를 시작하면서 Austudy를 신청했다.bank statement
noun은행 거래 내역서
A record from your bank showing money paid in and out of your account.
The landlord asked for three months of bank statements.
집주인이 3개월치 은행 거래 내역서를 요청했다.BPAY
noun비페이 (온라인 청구서 납부 시스템)
A system for paying bills through online banking using a biller code and reference number.
Pay the electricity bill with BPAY.
전기 요금은 BPAY로 내세요.BSB
noun은행·지점 식별 번호 (BSB)
A six-digit number that identifies an Australian bank and branch, used with an account number for transfers.
Enter the BSB and account number to receive your pay.
급여를 받으려면 BSB와 계좌 번호를 입력하세요.
선구매 후결제 (BNPL)
A service that lets you get goods now and pay in instalments, often without interest if paid on time.
Late fees on buy now pay later plans can add up.
선구매 후결제의 연체료는 금방 불어날 수 있다.card surcharge
noun카드 결제 수수료
An extra fee some businesses add when you pay by card.
The taxi added a card surcharge to the fare.
택시가 요금에 카드 수수료를 추가했다.change of mind
noun단순 변심
Returning an item simply because you no longer want it, which shops do not have to accept.
Many stores don't give refunds for change of mind.
많은 가게가 단순 변심으로는 환불해 주지 않는다.소비자 보장 권리
Rights under Australian Consumer Law that products and services must meet, such as being safe and fit for purpose.
A faulty fridge is covered by the consumer guarantee.
고장 난 냉장고는 소비자 보장 권리로 보호받는다.credit score
noun신용 점수
A number showing how reliable you are at repaying debts, used by lenders.
Paying bills on time can improve your credit score.
요금을 제때 내면 신용 점수가 오를 수 있다.direct debit
noun자동 이체 (출금 동의)
An arrangement that lets a company take regular payments from your bank account.
My gym fees are paid by direct debit every fortnight.
헬스장 요금은 2주마다 자동 이체로 나간다.dishonour fee
noun결제 실패 수수료
A fee charged when a payment fails because there is not enough money in the account.
The direct debit failed and I was charged a dishonour fee.
자동 이체가 실패해서 결제 실패 수수료가 부과됐다.EFTPOS
noun카드 결제 (EFTPOS 단말기)
The system for paying by card in shops; also the card machine itself.
The café only takes EFTPOS, not cash.
그 카페는 현금은 안 받고 카드만 받는다.연장 보증
Extra warranty cover you can buy, which may overlap with your free consumer guarantee rights.
Think carefully before paying for an extended warranty.
연장 보증에 돈을 내기 전에 신중히 생각하세요.가족 세금 혜택 (자녀 양육 수당)
A Centrelink payment that helps eligible families with the cost of raising children.
They applied for Family Tax Benefit after the birth.
그들은 출산 후 가족 세금 혜택을 신청했다.
부가급여세
An Australian tax on certain non-cash employee benefits.
The accountant explained fringe benefits tax.
회계사가 부가 혜택세를 설명했다.insurance excess
noun보험 자기 부담금
The amount you pay yourself when you make an insurance claim.
The insurance excess on my policy is $800.
내 보험의 자기 부담금은 800달러다.lay-by
noun분할 예약 구매 (레이바이)
Paying for an item in instalments while the shop holds it until it is fully paid.
She put the pram on lay-by.
그녀는 유모차를 분할 예약 구매로 맡겨 두었다.negative gearing
noun투자 손실 세액상계 구조
A situation where deductible investment costs exceed investment income, potentially affecting tax outcomes.
Negative gearing is often discussed in property investing.
네거티브 기어링은 부동산 투자에서 자주 거론된다.overdraft
noun당좌 대월 (마이너스 통장)
An arrangement that lets you spend more money than you have in your account, usually with fees.
Check the fees before using an overdraft.
당좌 대월을 쓰기 전에 수수료를 확인하세요.양육 지원금
A Centrelink income support payment for the main carer of a young child.
She received Parenting Payment while caring for her toddler.
그녀는 아기를 돌보는 동안 양육 지원금을 받았다.PayID
noun페이아이디 (전화번호·이메일 연결 송금 ID)
A simple identifier such as a phone number or email linked to a bank account so people can pay you quickly.
You can pay me by PayID using my mobile number.
내 휴대폰 번호로 PayID 송금하면 돼.price match
noun최저가 보상 (가격 맞춤)
When a store agrees to sell an item for the same price as a competitor.
Ask whether the shop does a price match.
그 가게가 최저가 보상을 해 주는지 물어보세요.product recall
noun제품 리콜
When a business asks customers to return an unsafe product.
Check the product recall list for baby products.
유아용품 리콜 목록을 확인하세요.